Author: Reese
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Record Whole Life Dividends: What 2027 Brings
Northwestern Mutual and MassMutual announced record whole life dividends for 2027. What the payouts mean for policyowners in Morgan Hill, San Jose and the South Bay, how to read a dividend interest rate, and why dividends are never guaranteed.
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Open Enrollment Life Insurance: What to Check This Fall
Open enrollment life insurance choices matter more than most people think. What South Bay workers should know about basic and supplemental coverage, the IRS $50,000 rule, the 31 day window after leaving a job, and five questions to answer before clicking submit.
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Who Gets the Life Insurance Premium Increase Notice?
A life insurance premium increase notice usually reaches only the policyholder. NAIFA wants agents copied too. What California law requires on grace periods and lapse designees, plus practical steps for families in Morgan Hill, San Jose and Fremont.
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Atlantic Coast Life Sales Halt: A Lesson in Insurer Strength
The Atlantic Coast Life sales halt in Virginia follows an AM Best downgrade and actions in South Carolina and Florida. What it means for insurer financial strength and South Bay families.
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Setting Sail Together: Pacific Oral Care’s Accessible Catamaran Program
Pacific Oral Care is sponsoring a free accessible catamaran sailing program, working with People for Progress, with trips out of Santa Cruz Harbor every Wednesday and Saturday.
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Life Insurance for New Parents in the South Bay: What a $41,000-a-Year Kid Means for Your Plan
Raising a child in the San Jose metro now costs about $41,800 a year, and South Bay infant care tops $30,000. What new and expecting parents in Morgan Hill and the Bay Area should know about life insurance, Paid Family Leave and naming beneficiaries, plus six practical steps.
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Loma Prieta at 37: What Earthquakes Do and Don’t Change About Life Insurance in the South Bay
37 years after Loma Prieta and days after the 2026 Great ShakeOut, here is what earthquakes do and don’t change about life insurance for Morgan Hill and South Bay families, plus five steps to get a policy disaster-ready.
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Setting Sail Together: Pacific Oral Care’s Accessible Catamaran Program
By Dr. Paul Griffith At Pacific Oral Care, we believe everyone deserves the chance to enjoy the ocean. That’s why we run an accessible sailing program aboard a catamaran, designed so people with mobility needs and neurodivergent people can join in safely and comfortably. The catamaran welcomes wheelchairs, walkers and other mobility aids, so no…
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Who’s your agent?
Every client deserves to know their insurance agent by name and have someone to call when help is needed. Many people buy life insurance online or through a 1-800 number and never speak to the same person twice. When a question comes up, or when a family needs to file a claim, that often means…
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A New View from the Water: Sailing Santa Cruz and the Peace of Mind of Life Insurance
From a sailboat off Santa Cruz, the wharf, the Boardwalk and the beach look like one connected community. Why time on the water brings peace of mind, and how life insurance offers the same feeling to Bay Area families.
