Category: News
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Record Whole Life Dividends: What 2027 Brings
Northwestern Mutual and MassMutual announced record whole life dividends for 2027. What the payouts mean for policyowners in Morgan Hill, San Jose and the South Bay, how to read a dividend interest rate, and why dividends are never guaranteed.
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Who Gets the Life Insurance Premium Increase Notice?
A life insurance premium increase notice usually reaches only the policyholder. NAIFA wants agents copied too. What California law requires on grace periods and lapse designees, plus practical steps for families in Morgan Hill, San Jose and Fremont.
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Atlantic Coast Life Sales Halt: A Lesson in Insurer Strength
The Atlantic Coast Life sales halt in Virginia follows an AM Best downgrade and actions in South Carolina and Florida. What it means for insurer financial strength and South Bay families.
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Nearly $17 Billion in Lost Life Insurance Found: How to Search for a Loved One’s Policy
A free tool from state insurance regulators has now matched families with nearly $17 billion in lost life insurance and annuity benefits. Here’s how to use it.
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Life Insurance Sales Keep Growing in 2026: What the Numbers Show
More Americans are buying life insurance policies this year. LIMRA’s latest sales data shows where the market is heading and what it means for coverage shoppers.
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Corebridge and Equitable Are Merging: What It Means for Policyholders
Two of the biggest names in life insurance and retirement are combining. Here’s what Corebridge and Equitable policyholders should (and shouldn’t) worry about.
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New for 2026: The Federal Estate Tax Exemption Is Now $15 Million
A new federal law raised the estate tax exemption to $15 million per person starting January 1, 2026. Here’s what that means for life insurance and Bay Area families.
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Why Long-Term Care Insurance Cost Insurers Billions
GE took a $6.2 billion charge and set aside $15 billion for old long-term care policies, a year after LTC insurer Penn Treaty was liquidated. Here’s what went wrong.
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When California’s Biggest Life Insurer Failed: The Executive Life Collapse
In 1991, California regulators seized Executive Life, once the state’s largest life insurer, after its junk-bond bets collapsed. Policyholders lost an estimated $4 billion.
